Making PKV Accessible for Expats
We're an English-language resource dedicated to helping international professionals understand and navigate Germany's private health insurance system. We connect you with licensed insurance brokers who can find the best plan for your needs.
What We Do
Germany's dual healthcare system can be confusing — especially if you're dealing with it in a language that isn't your first. We created Private Insurance Germany to bridge this gap: providing clear, practical information in English and connecting expats with licensed professionals who can help.
How It Works
We Inform
Our blog and guides break down how PKV works, who qualifies, what it costs, and how to switch — all written in plain English for the international community in Germany.
We Connect
When you're ready to take the next step, we connect you with registered insurance brokers (Versicherungsmakler) who are licensed under §34d GewO. These brokers are legally bound to act in your best interest and can compare plans across all major German private health insurers.
It's Free for You
There is no cost to you for using our service. The brokers we connect you with are compensated by the insurer through standard broker commissions — so you pay the same premium whether you go through a broker or directly to the insurer.
Expat-Focused
We understand the unique challenges expats face: language barriers, unfamiliar bureaucracy, different health systems. Our content is tailored specifically for the international professional community in Germany.
Important notice: Private Insurance Germany is an informational website. We are not a licensed insurance broker (Versicherungsmakler) and do not provide insurance advice. The information on this site is for general informational purposes only. For personalized insurance advice, we connect you with licensed brokers who are registered under §34d GewO.
Read the PKV Guide
Our comprehensive guide covering eligibility, costs, and the switching process.
Latest Insights
Articles and tips on navigating health insurance as an expat in Germany.
GKV vs PKV
Understand the key differences between public and private health insurance.
Ready to Find the Right PKV Plan?
Fill out our short form and we'll connect you with a licensed broker who specializes in expat health insurance.
Get Connected